Your DNA Test Preparing for the unexpected can make all the difference if your family relies on your income. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Directors and Officers Liability Insurance Not only can D&O insurance provide financial protection, but it can help improve an organization’s decision-making. The Best of Both Worlds Here are a few reasons we’ve chosen to be independent. Insurance Needs Assessment: Married With Children When you’re married and have children, insurance needs will be different.